Employers Without Workers’ Compensation

Under Texas law, employers can choose whether or not to carry workers’ compensation insurance. Employers without workers’ compensation insurance allow themselves to be held directly liable for any workplace injury an employee suffers. The employer is also the decision-maker in these situations, however, and may attempt to refuse payment of your claim.

Collecting compensation from your employer for a work-related injury can be a complex and often uncomfortable process. If you have been injured on the job and your employer does not have workers’ compensation insurance, be sure that you have an experienced Houston workers’ comp attorney with the ability to ensure that your rights are protected.

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Helping You Through A Difficult Situation


An employer’s decision not to carry workers’ compensation insurance does not diminish the rights of injured workers. Nor does it relieve the employer’s responsibility for accommodating the needs of injured workers. An employer’s choice to opt out of workers’ compensation is a trade-off: Pay employee injury claims directly and save the money the company would have paid on insurance premiums. The protections provided to the employee do not change.

When you hire the Law Office of Ben Dominguez, we don’t burden you with the legal implications of your employer’s business decisions. What you need to know is that we are here to protect your interests. We know the law, and we know the rights of injured workers. You can depend on us to pursue every available option in an effort to secure the compensation you are entitled to under the law. Call our Houston injury attorney today to get started.